Miscellaneous Coverages

In addition to the liability coverages, the FSRMF also offers a number of optional specialized coverages created to protect Florida’s Sheriffs and their employees in specific circumstances based on their unique needs. Several of these coverages are included at no additional charge for Florida Sheriffs Self Insurance Program (FSSIP) members.

We recognize that the insurance provided by the FSRMF may not meet all the needs of a Sheriff’s office. To meet your needs for special events and additional coverages that fall outside the Programs, we are able to procure coverage through the Florida Sheriffs Insurance Agency.

Florida Sheriffs Insurance Agency

Special Events Coverage

Covers law enforcement-related special events.

Horse Accidental Death & Destruction

Covers accidental death and/or destruction of a horse.

Employee Dishonesty Bond

Covers all employees for dishonest acts of the employee (e.g., embezzlement).

Data Breach Liability Coverage

Covers 1st party costs incurred by the Sheriff’s Office and 3rd party costs for damages the Sheriffs’ Office may become liable to pay.

Broad Form Money & Securities

Covers loss by theft, mysterious disappearance, fire, burglary or robbery of money and securities on a 24-hour basis.

Flash Roll Money

Covers money used in undercover “sting” operations.

K-9 Illness & Disease

Covers veterinary charges incurred for medical care for injury or illness of a K-9

K-9 Accidental Death & Dismemberment

Covers the accidental death and/or destruction of a K-9.

Confiscated / Impounded Equipment

Covers property in the care, custody and control of the Sheriff’s office.

Watercraft Hull

Provides physical damage coverage for owned watercraft.

Watercraft Liability

Covers the operation of watercraft for patrol, search and rescue, recovery, drug enforcement, etc.

Additional Covered Member

Protects the County if sued for actions of the Sheriff’s office.